Mustafa Kovačević, Veljko Vuković International University Travnik, Faculty of Polytechnical Sciences, Aleja konzula – Meljanac bb, 72 270 Travnik, Bosnia and Herzegovina;University PIM, Technical Faculty, despota Stefana Lazarevića bb, 78…

Dijana Kremenović University PIM, Faculty of Economics, despota Stefana Lazarevica bb, 78000 Banja Luka, dijana.kremenovic.2018@gmail.comPROFESSIONAL PAPERISSN 2637-2150e-ISSN 2637-2614UDK 005.41:330.322DOI 10.7251/STED2102102KPaper received: 13.10.2021.Paper accepted: 10.11.2021.Published: 29.11.2021.http://stedj-univerzitetpim.comCorresponding Author: Dijana Kremenovic, University PIM, Faculty…

Nikša Grgurević, Saša MitrićAdriatic University, Faculty of Management, Zemunska 143, 85 348 Meljine, Herceg Novi, Montenegro, niksagrgurevic@t-com.meUniversity PIM Banja Luka, Faculty of Economics, despota Stefana Lazarevića bb, 78 000 Banja…